AUTO COVERAGE

Third Party Insurance: Full third party insurance is included in the rental charges.

Damage to Vehicle Waiver - D.V.W. : The Hirer is responsible for the full cost of damage or loss to the rented vehicle. This can be reduced or eliminated by the two options of D.V.W. listed below :

• Option 1 - Limited Liability - The hirer can limit liability for loss/damage to the rented vehicle by paying a Damage to Vehicle Waiver (D.V.W). The D.V.W charge per day and the liability for each vehicle type is as follows: 
  - Cars/Suzuki Jimny = US$12.00 per day/US$750.00
  - Hiace Bus/Mitsubishi Grandis/Suzuki Grand Vitara = US$15.00 per day/US$1200.00
  - Luxury cars = US$12.00 to US$15.00 per day/US$1200.00
  
  N.B. If option one is taken, the liability amounts of US$750.00 and US$1,200.00 will be taken as deposit. These will be refunded if there is no loss or damage to the rented vehicle.
   
• Option 2 - Basic Nil Liability -  The Hirer can eliminate his/her liability from the full cost in case of damage/loss to the rented vehicle (excluding road wheels) by purchasing the D.V.W at a daily cost of US$25.00 per day for some cars and jeeps, and US$40.00 per day for buses, Mitsubishi Grandis, Suzuki Vitaras and Luxury cars.
  
  N.B. If option two is taken, a nominal deposit of between US$250.00 and US$450.00 will be required. This deposit will be used to cover damage/loss to road wheels. It will also be used if the vehicle is kept overdue and therefore leaving a balance due to us. This deposit is refundable and can be paid by cash, travellers cheques or a major credit card.
  

Tyre Protection Fee - T.P.F. : As an add-on, clients who purchase the Basic Nil Liability can purchase our Tyre Protection Fee (TPF) and get additional coverage for road wheels. The cost is between US$2.00 and US$3.00 per day depending on vehicle category.

Credit Card Auto Coverage: 

Fully Covered Cards 

• Some Canadian and U.S.A. credit cards offer collision damage waiver for rentals in the island of Jamaica and so cardholders may decline to purchase our D.V.W options.  However, it is the responsibility of the hirer to verify this coverage before renting. Further verification by our representatives may be required on arrival.  By using one of these cards, it means the cardholder is accepting full liability for all loss/damage to the rented vehicle.  In the event of loss/damage, the card will be charged, in keeping with the regulations set out by the card company, for the full amount.  It is the responsibility of the hirer to submit his/her claim for reimbursement with the card company.  A nominal deposit of US$500.00 will be taken on the credit card at the beginning of the rental which is for loss/damage.  In the event the sum exceeds this amount, additional funds will be sought on the credit card. The deposit is refundable if there is no loss/damage.

Declining D.V.W.

• Hirers who prefer not to purchase any of our D.V.W. options and who do not have a Canadian or U.S.A. fully covered card may do so.  However, such hirers will be required to leave a deposit equal to the full value of the rented vehicle.  This is refundable if there is no loss/damage.  In the event of a loss/damage, the client will be billed by Island and must pursue their own claim for compensation with their card company. Island will not be able to act on their behalf.

Personal Accident Insurance: This can be purchased at daily rate of US$3.00. It covers the Driver and up to four(4) passengers in the Hired vehicle.