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AUTO COVERAGE

Third Party Insurance: Full third party insurance is included in the rental charges.

Damage to Vehicle Waiver-D.V.W. : The Hirer is responsible for the full cost of damage or loss to the rented vehicle. This can be reduced or eliminated by the two options of D.V.W. listed below :

  • Option 1 The hirer can limit liability for loss/damage to the rented vehicle by paying a Damage to Vehicle Waiver (D.V.W). The D.V.W charge per day and the liability for each vehicle type is as follows: 
    - Cars/Suzuki Jimny = US$12.00 per day/US$750.00
    - Hiace Bus/Mitsubishi Space Wagon/Suzuki Grand Vitara = US$15.00 per day/US$1200.00
    - Luxury cars = US$12.00 to US$15.00 per day/US$1200.00

    N.B. If option one is taken, the liability amounts of US$750.00 and US$1,200.00 will be taken as deposit. These will be refunded if there is no loss or damage to the rented vehicle.
     
  • Option 2 The Hirer can fully eliminate his/her liability from the full cost in case of damage/loss to the rented vehicle by purchasing the D.V.W at a daily cost of US$25.00 per day for some cars and jeeps, and US$40.00 per day for buses, Space Wagons, Vitaras and Luxury cars.

    N.B. If option two is taken, a nominal deposit of between US$250.00 and US$450.00 will be required. This deposit will not be used to cover damage/loss, but will only be used if the vehicle is kept overdue and therefore leaving a balance due to us. This deposit is refundable and can be paid by cash, travellers cheques or a major credit card.
     

Credit Card Auto Coverage: 

  • For USA issued cards only
    Both MasterCard Gold/Platinum and Diners Club may offer full collision damage waiver cover. You may therefore decline to purchase D.V.W.  Please check with your issuing bank to verify card coverage in Jamaica before renting. In the event of loss/damage to the rented vehicle you are liable to be billed directly for the full amount and upon making a claim to your credit card company, you will be reimbursed by them. 

    N.B. If this option is taken, credit card authorization for a deposit of US$500.00 will be secured at the beginning of the rental. This deposit will be applied to any loss/damage charges which may occur and will be refunded if there is no loss/damage to the rented vehicle.  If the loss/damage exceeds this deposit, the additional amount will be billed to your card.                                                                                                                   
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  • For Canadian issued cards only
    Visa Gold, MasterCard Gold, American Express Gold and Diners Club may offer full collision damage waiver cover. You may therefore decline to purchase D.V.W. Please check with your issuing bank to verify card coverage in Jamaica before renting. In the event of loss/damage to the rented vehicle you are liable to be billed directly for the full amount and upon making a claim to your credit card company, you will be reimbursed by them. 

    N.B. If this option is taken, credit card authorization for a deposit of US$500.00 will be secured at the beginning of the rental. This deposit will be applied to any loss/damage charges which may occur.  This deposit will be refunded if there is no loss/damage to the rented vehicle. If the loss/damage exceeds this deposit, the additional amount will be billed to your card.       
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  • Rest of the World
    Cards issued outside of the USA or Canada, while acceptable for payment, will not be accepted for full insurance coverage. Clients may opt to purchase our Damage to Vehicle Waiver, or if they still wish to decline our DVW the following would apply:
    1. In the event of a loss/damage, the client must pursue their own claim for compensation with their card company. Island will not be able to act on their behalf.
    2. A security deposit equal to the full value of the vehicle will have to be taken and will be refunded at the end of the rental if there is no loss/damage

Personal Accident Insurance: This can be purchased at daily rate of US$3.00. It covers the Driver and up to four(4) passengers in the Hired vehicle.